Culture

Travel

Milestones

Overview

Fraud

Financial Pathways

Take a new approach to managing credit, savings and making smarter financial choices with expert advice from Life and Money by Citi.

Money

Well-being

Credit Cards

Banking

Lending

Investing

Citigold®

Citi Financial Pathways

Around the world, Citi has strategic locations where our employees go to work each day to support our core businesses and drive solutions for our clients. 

Products and Services

NavBar

Home

FooterNav

Is Refinancing a Smart Option for You?

It's Easy to Give Yourself a Financial Checkup — Here's How

How to Spend and Save Smarter in Any Economic Climate

5 Financial Tips Every Grad Should Know

Make Room for What Matters with Values-Based Budgeting

Tips to Create Your Family's Financial Plan

Meet People, Discover Talent

Game Changing Tech Innovations for Small Businesses

10 Ways to Protect Your Personal Information Online

Thinking About a Cash-Out Refinance? Here Are 4 Questions to Ask

These tips from a chef, a cookbook author and a nutritionist will help you save more and eat better. 

Overspending on Groceries? Here's How to Change That.

 Investing is a great way to put your money to work. Here's how to get started.

New to Investing? Don't Let These 6 Myths Stop You

You Can Build a Portfolio You Love and Invest Responsibly

4 Ways to Increase Your Home Equity

The Secret Habits of Super Savers

Community Ties: How Small Businesses Can Connect Locally

What to Ask Your Financial Advisor During Market Volatility

Why Equitable Access to Capital is Essential for Growth

Wonder what it really takes to start a small business? Here, successful entrepreneurs share what they’ve learned.

Top Tips for Starting a Small Business

Smart Tech Solves for Small Businesses

How 5 Entrepreneurs Have Overcome Challenges

I Spent a Week Learning to Do a Spending Fast

Today's Go-to Investing Tool? Your Smartphone

Key People Skills You Need to Grow Your Business

How to Help Seniors Avoid Being the Victims of Fraud

Generational Wealth Starts at Home

Should You Have a Cash Back Card in Your Wallet?

Imposter Scams Are on the Rise — Here's How to Avoid 3 Common Ones

Getting in on the Gig Economy

How to Balance 2 Common (and Competing) Money Mindsets

Should I Use a Money Market Account or a CD?

Starting a new job is also a great time to set smart money habits so that you’re managing your expenses wisely and building up savings. These tips and strategies can help you maximize your first salary and take control of your finances. 

How to Get the Most Out of Your First Salary

How Savings Helped This Teacher-Turned-Artist Change Careers

How to Maximize Your Travel Rewards Credit Card 

Choosing an LGBTQ+ Supportive Financial Planner

Low-Tech Fraud Is Ramping Up – Here's What to Know

What Can Financial Wellness Look Like in Your 20s and 30s?

6 Ways to Save Money on Food

Coworking and the Benefits of Shared Space

Online Class is Now in Session

Insights from an Expert in Strengthening Small Businesses

This expert advice can help you budget and save, avoid or reduce debt, and invest in your future.

Helpful Tips for Managing Your Money

Most people know what credit is — at its core, it's borrowed money — but understanding and managing your credit report can be tricky. It helps to break down the concept. 

How Does Your Credit Score Work? Here's a Quick Guide.

Financial Planning for LGBTQ+ Families

7 Growth-Boosting Small Business Secrets 

7 Goals to Set for Smarter Saving

Figure Out a Truer Cost of Living, Before You Make a Move

Is a Credit Line Increase a Good Idea? 

3 Ways Roommates Can Share Living Costs Equitably

These expert-suggested strategies can help you talk to your kids about money and saving at each developmental stage.

How to Teach Kids About Money — at Any Age

Bootstrap Your Wallet — and Your Life

Bullet Journaling Is a Smart Way to Budget

Save or Invest? To Build Wealth, Try a Balance — Here's How.

What Is Automatic Investing and What Are the Benefits?

How to Create a Budget and Stick to It

Try these debt repayment tips to take control of your finances.

Dealing with Debt? These Strategies Can Help.

shadow-citi-blue

shadow-blue-light

shadow-blue-green

shadow-purple

Scammers are Targeting Email Inboxes. Here’s What to Watch For.

6 Ways to Be a Great Gift-Giver (on a Budget)

Self-Investing vs. Robo-Advisor: Which Is Right for You?

How to Get – and Keep – a Good Credit Score

What I Wish I'd Known Before Getting my First Credit Card

Try these tips to help raise your credit score, from managing bills responsibly to finding the right credit card.

6 Smart Ways to Help Improve Your Credit Score

Check out the common habits of people with solid credit — and try their strategies to build or boost your own score.

People Who Have Good Credit Do These 6 Things

These tips from financial pros can help you get a good credit score – and help you maintain it.

Not Sure How to Start Building Credit? Read This.

If you’re investing in the stock market, you’ll need to pay taxes on the dividends you earn and on profits from selling stocks. Here’s a look at how this works, plus strategies to potentially keep your bill down.

What to Know About Taxes on Stocks (and How to Pay Less)

An Individual Retirement Account can be a smart way to save for retirement. This quick guide will help you learn the basics.  

Understanding the difference between a Roth IRA and a Traditional IRA

Managing expenses and building savings are key steps toward a strong financial future. Here’s how to get started.  

Spend and Save Smarter with These Strategies

Financial pros share their suggestions for setting smart money habits and growing your savings.

Not Really Saving? Use These Tips to Get Started.

Retirement and homeownership may feel far away – which is why one key to saving for the long-term, according to behavioral finance experts, is to reward yourself now. Here’s why (and how) to do it. 

This One Habit Could be the Key to Helping You Hit Your Money Goals

Not-so-great credit may feel like a setback, but it doesn’t have to be permanent. Find helpful takeaways in these stories from real people who gave theirs a lift.   

Have Bad Credit? Try These Tips from People Who Improved Theirs 

One way to turn your financial goals into reality is to commit to consistently saving. This money management advice from experts can help you keep at it.

5 Pro Tips to Stick to Your Savings Plan

Looking to gain a competitive edge or expand your company? These financial tips from female entrepreneurs can help.

What I’ve Learned from Growing my Small Business 

L&M Money

MONEY | Life and Money by Citi

Discover effective ways to help protect yourself and the people you care about from fraud and harmful financial scams.

Top Tips to Help You Protect Your Finances

Avoid check fraud and ATM distraction ploys with these helpful tips.

We have up-to-date advice on protecting your finances.

Learn&nbsp;saving&nbsp;and&nbsp;spending&nbsp;tips that allow you to keep&nbsp;pursuing retirement goals amid inflation.

Try these expert ideas to optimize your money management.